The Allied Health Financial Podcast: Personal Finance, Budgeting, Debt Repayment, Insurance and Investing
How I Built This - Lauren Roberts Founder of The Running Physio

How I Built This - Lauren Roberts Founder of The Running Physio

March 15, 2022

We talk to Lauren Roberts, founder and clinic owner at The Running Physio, a Toronto Physiotherapy clinic specializing in injury treatment and prevention strategies for endurance runners and athletes. Lauren is an accomplished endurance athlete herself, competing in the 2015 Ironman 70.3 World Championships and 2018 Boston Marathon. She turned her passion for endurance sport and treating this underserved population into a thriving business. We have a candid conversation about getting started, the highs and lows of clinic ownership and how to balance life and business.

- Visit The Running Physio

- Follow The Running Physio on Instagram

- Email info@therunningphysio.ca

- Contact Us

 

Theme Music: Pamgaea Kevin MacLeodLicensed under Creative Commons: By Attribution 3.0 License

Currency Hedging

Currency Hedging

March 8, 2022

If you invest outside of the Canadian market (which we hope you do), you're exposed to currency fluctuation risk. Currency-hedged products are designed to protect investors from currency fluctuations, but do they work? In this episode, we discuss global markets, currency fluctuation, currency-hedging and performance of hedged products during the COVID-19 pandemic.

 

- Global Investing: The Importance of Currency Returns and Currency Hedging ( MSCI)

- To hedge or not to hedge? Evaluating currency exposure in global equity portfolios (Vanguard)

- XUU - iShares Core S&P U.S. Total Market Index ETF

- XUH - iShares Core S&P U.S. Total Market Index ETF (CAD-Hedged)

- Contact Us

 

Theme Music: Pamgaea Kevin MacLeodLicensed under Creative Commons: By Attribution 3.0 License

Turning a Pre-Construction Home into an Income Property

Turning a Pre-Construction Home into an Income Property

March 1, 2022

We continue our discussion on buying a pre-construction property in Canada. This can be a great choice for many Canadian healthcare providers, but is it right for you? We recap the pros and cons of buying pre-construction and take a deep dive into living vs renting a pre-construction property.

 

- 101. Is a Pre-Construction Home Right for You?

- 17. Do You Need to Buy a House?

- 46. How to Afford a House in Expensive Canadian Markets

- Contact Us

 

Theme Music: Pamgaea Kevin MacLeodLicensed under Creative Commons: By Attribution 3.0 License

Is a Pre-Construction Home Right for You?

Is a Pre-Construction Home Right for You?

February 22, 2022

The housing market is still extremely competitive in major Canadian centres. Many prospective buyers are tired of multiple offers, underpriced properties and endless bidding wars. Is it time to look at a pre-construction property? We'll take you through the pros and cons of opting for a pre-construction home or pre-construction condo in Canada.

- 17. Do You Need to Buy a House?

 -46. How to Afford a House in Expensive Canadian Markets

 -Contact Us

 

Theme Music: Pamgaea Kevin MacLeodLicensed under Creative Commons: By Attribution 3.0 License

What We’ve Learned

What We’ve Learned

February 15, 2022

In our milestone 100th episode, we talk about what we've learned about personal finance over our journey with Allied Health Financial. We touch on personal finance, investing, saving, behavioural finance for the Canadian healthcare provider. We also want to thank you for coming along for the ride. We hope you've learned a lot and we look forward to the next 100 episodes!

 

- Download the Financial ToolKit

- Contact Us

 

Theme Music: Pamgaea Kevin MacLeodLicensed under Creative Commons: By Attribution 3.0 License

RRSP Basics

RRSP Basics

February 8, 2022

With the 2021 RRSP deadline coming up on March 1st, it's a good time to review the Registered Retirement Savings Plan. The RRSP is a powerful savings vehicle - it can lower how much tax you pay and provide tax-deferred growth for your nest egg. In this episode, we'll give you all the details you need to take advantage of your RRSP contribution.

 

- Download the Financial ToolKit

- The Ultimate Guide to RRSPs

- Episode 54: RRSP vs TFSA

- Contact Us

 

Theme Music: Pamgaea Kevin MacLeodLicensed under Creative Commons: By Attribution 3.0 License

The 2022 Robo Advisor Review

The 2022 Robo Advisor Review

February 1, 2022

We've never had more options to choose from when it comes to robo advisors in Canada. With so much uncertainty in the market, which one should you choose? In this episode of the Allied Health Financial Podcast, we'll take you through the performance and some of the benefits of the three most popular robo advisors in Canada.

 

- Download the Financial ToolKit

- Episode 32: Focus on Justwealth

- Justwealth

- Wealthsimple

- Questwealth Portfolios

- Contact Us

 

Theme Music: Pamgaea Kevin MacLeodLicensed under Creative Commons: By Attribution 3.0 License

EI Special Benefits vs Disability Insurance

EI Special Benefits vs Disability Insurance

January 25, 2022

Employment Insurance (EI) special benefits and disability insurance are similar at face value and deciding which option is right for you can be difficult. In this question period episode, we compare and contrast the two products to help you decide which one (or combination) is right for you.

 

- Download the Financial ToolKit

- Episode 91: Employment Insurance Special Benefits

- Episode 42: Do I Need Disability Insurance?

- Contact Us

 

Theme Music: Pamgaea Kevin MacLeodLicensed under Creative Commons: By Attribution 3.0 License

Socially Responsible Investing

Socially Responsible Investing

January 18, 2022

Using an indexing strategy is proven to be very effective, but it can lead to investing in companies that don't match your values. Large market indexes like the S&P 500 hold companies that produce fossil fuels, manufacture weapons or have questionable business practices, which may not sit well with you. This is where socially responsible investing (also known as ESG) comes into play. In this episode, you'll learn about ESG products and how they help you put your money where your values are.

 

- Download the Financial ToolKit

- Episode 61: Value Investing

- Episode 32: Focus on Justwealth

- RBC Global Asset Management: Does socially responsible investing hurt investment returns?

- Justwealth ESG High Growth Portfolio

- XIU: iShares S&P/TSX 60 Index ETF

- XESG: iShares ESG Aware MSCI Canada Index ETF

- Contact Us

 

Theme Music: Pamgaea Kevin MacLeodLicensed under Creative Commons: By Attribution 3.0 License

Getting Ready for Tax Season

Getting Ready for Tax Season

January 11, 2022

With tax season quickly approaching, we talk about everything you can do as an employee or an independent contractor to optimize your taxes. Whether you use an accountant or prefer filing your own taxes, the tips and tricks in this episode will help you increase your deductions and limit tax-related frustration.

 

- Download the Allied Health Financial Tax Tracker

- Episode 51: Tax Deductions for Contractors and Self Employed Healthcare Professionals

- Episode 52: Tax Deductions for Employees

- Episode 85: Should I Use an Accountant?

- Episode 53: How are RRSP Contributions Made With Pre-Tax Income?

- Episode 50: The Ultimate Guide to RRSPs

- Download the Financial ToolKit

- Contact Us

 

Theme Music: Pamgaea Kevin MacLeodLicensed under Creative Commons: By Attribution 3.0 License

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